Thank you for reading my blog and for the comments you have given me.  I’ve enjoyed writing it so far and I’m glad so many of you are enjoying reading it.

As Christmas is upon us, I won’t blog more till after it is over.  I’d be glad to hear from you about what you would like me to blog about, or not blog about (!) and any ideas you have for making this better for you.

Merry Christmas and I look forward to resuming after the festive season is over.



It’s Christmas time and most people are out shopping hard, spending furiously, hoping to bring happiness to others. The more they spend, they greater the happiness they hope to bring.  But – really – happiness is mostly free!  So many wonderful experiences cost nothing, but create great value, bring great happiness.  Happiness is (mostly) free!  Let me explain.Read More »